Self-Directed

An option for the do-it-yourself investor: DirectInvest

For those NEA Members who feel confident enough and wish to make their own retirement planning decisions, there's a new online way to invest in the NEA Valuebuilder Program. NEA Valuebuilder DirectInvest^SM offers a convenient way to invest through a secure Internet connection. You should consider DirectInvest if:

• You are familiar and comfortable with transacting financial business over the Internet

• You understand investment principles and strategies

• You have your own plan for closing the retirement gap

If DirectInvest sounds like the option for you, take a closer look at the links on the left side of the page for more information about DirectInvest. Then visit the Start Now link to start your DirectInvest account today.

If you're not comfortable with the do-it-yourself option, an NEA Valuebuilder representative can help. Please visit the Advisor-Assisted page for more information.

Disclosure:

You should carefully consider the investment objectives, risks, and charges and expenses of the mutual funds available under the NEA Valuebuilder Program before investing. You may obtain a prospectus that contains this and other information about the mutual funds and variable annuities by calling our National Service Center at 1-800-NEA-VALU (632-8258). You should read the prospectus carefully before investing. Investing in mutual funds involves risk and there is no guarantee of investment results.

The NEA Valuebuilder Program provides investment products (the “NEA Valuebuilder products”) in connection with retirement plans sponsored by school districts and other employers of NEA members and individual retirement accounts established by NEA members. Security Distributors, Inc. and certain of its affiliates (collectively “Security Benefit”) make the NEA Valuebuilder products available under this program pursuant to an agreement with NEA’s wholly owned subsidiary, NEA’s Member Benefits Corporation (“MBC”). Security Benefit has the exclusive right to offer the NEA Valuebuilder products under the program, and MBC generally may not enter into arrangements with other providers of similar investment programs or otherwise promote to NEA members or their employers any investment products that compete with the NEA Valuebuilder products. MBC promotes the program to NEA members and their employers and provides certain services in connection with the program. Security Benefit pays an annual fee to MBC based in part on the average assets invested in the NEA Valuebuilder products under the agreement. You may wish to take into account this agreement and arrangement, including any fees paid, when considering and evaluating any communications relating to the NEA Valuebuilder products. NEA and MBC are not affiliated with Security Benefit. Neither NEA nor MBC is a registered broker-dealer. All securities brokerage services are performed exclusively by your sales representative’s broker-dealer and not by NEA or MBC.

The NEA Valuebuilder DirectInvest 403(b)(7) is a Custodial Account under §403(b)(7) of the Internal Revenue Code.

Security Distributors, Inc. is a subsidiary of Security Benefit Corporation (“Security Benefit”).

Security Distributors, Inc